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A Sit Down Meal / A Comprehensive Experience

A Detailed Training Exercise to Get You Ready for Retirement

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A Sit Down Meal: 21 video lessons across 4 modules. It’s a detailed,comprehensive retirement training experience. You’ll learn far more than the 8 critical questions and how to interpret your answers. You'll inevitably ask more questions of yourself. As you develop answers, your 'road map' will appear. The four modules are (1) Preparing Yourself for a 21st Century Retirement; (2) Investing Your Money for Retirement; (3) Social Security & You; and (4) Creating Your Financial Road Map to Follow. The course presents an integrated path for someone to follow if they want a worry free and financially secure retirement.


"MY HUSBAND AND I FIRST MET WITH TONY SOME 40 YEARS AGO. THOUGH NOW A WIDOW, I CONTINUE TO SEEK TONY'S ADVICE. IN ALL THESE YEARS THERE HAS NEVER BEEN A REASON TO QUESTION HIS INTEGRITY. FROM DAY ONE, WE WERE ALWAYS CONFIDENT HIS ADVICE WAS, AND IS TODAY, IN OUR BEST INTEREST".

- Nancy Grissom - retired


This course will give you:

  • A comprehensive understanding of the best way to plan for retirement.
  • Clarity about steps to take to avoid financial pain.
  • Easy to understand language and transparency about what to expect as you plan.

What you will get:

  • 21 self paced video lessons.
  • Access to the Successful Retirement Secrets Facebook Group where you can connect with others facing the same issues about their future retirement.
  • Access to the Resource Vault where you'll find guides, checklists and much more.
  • The ability to download everything for future reference as the years roll by toward retirement.

Your Instructor


Tony Kendzior
Tony Kendzior

My name is Tony Kendzior. I’ve been an entrepreneur in financial services since 1975 with 45 years of experience as a trained insurance agent, financial planner, and investment advisor. Early on, the American College awarded me two credentials which are widely recognized. The first was Chartered Life Underwriter, or CLU, and then Chartered Financial Consultant, ChFC.

I attempted to retire a few years but soon suffered from terminal boredom. Rather than re-open my financial practice, I sat down and created Successful Retirement SecretsTM. It reflects my years of thinking and expresses a new way to think about and plan for retirement.

Today, my time is spent upgrading and marketing the online school to everyone I can find. My target audience is anyone age 40 – 50 who is now starting to seriously think about their future retirement. I also spend time looking after some elderly clients whose trust has been earned over many years.

I've published two ebooks. The first is a short collection of timely ideas to help someone start thinking about retirement. It's called Your Future Retirement. Click on the book title and download a copy. If you’re enrolled in Lunch On The Go or A Sit Down Meal, you’ll find a coupon code so you can download a free copy for your library.

The next is Captive Wealth. This book describes a proven financial strategy for successful small business owners and professional athletes. It offers significant tax efficiencies, leading to additional wealth, much of which can be used for retirement. All students enrolled in courses 3 and 4 will get a free copy if you ask for one.

I arrived in Gainesville, Florida in 1959 as a freshman at the University of Florida. I graduated in 1963 with a degree in Business Administration and chose to stay here. It was followed by a Master in Education in 1975. I've been involved with countless community organizations and efforts, including the Community Foundation of North Central Florida since it’s inception.

If you want a more detailed bio, the navigation bar above has an About Us tab where you’ll find Tony's Bio which will tell you more than perhaps you need or want to know. My goal is to continue working as long as I can. I’m no longer bored and doing something both rewarding and useful.


"I HAVE NO HESITATION RECOMMENDING TONY FOR HIS ETHICS AND HIS COMMITMENT AS A CONSUMMATE FINANCIAL PROFESSIONAL. HE HAS NOT ONLY THE ABILITY, BUT THE PATIENCE TO CREATE UNDERSTANDING FOR ANYONE ANXIOUS ABOUT THE FINANCIAL CHALLENGES OF RETIREMENT".

- Steve Saker - entrepreneur, husband and grandfather

Frequently Asked Questions


What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 30 days and we will give you a full refund.
At what point is it a waste of time to start planning?
IT'S NEVER TOO LATE!... I have clients in their 30's who question if they should buy a new house or add to their retirement accounts. There's no reason not to do both, IF YOU HAVE A PLAN IN PLACE TO ACHIEVE YOUR LONG TERM GOALS. I have clients in their 80's who now realize they might live to be 100 and don't want to run out of money. Any suggestions you accept must be in the context of how you want your life to play out and that starts with questions.
What if my answers change over time?
NOT A PROBLEM... Life has a way of happening as you make other plans. You can expect your answers to change over time. The challenge when that happens is to know how to stay on track toward a successful retirement. You'll have the ability to download the videos and lessons so you can revisit them at any point in the future.
Will you help me find a trusted advisor where I live?
MOST DEFINITELY... As someone with a long history as a retirement planner, I have access to trusted networks of credible financial professionals in the financial advisory world. For as long as I am able, you'll have my help identifying someone you can trust to help you.
When does the course start and finish?
The course starts now and never ends! It's a completely self-paced online course - YOU decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access as long as you like - across any and all devices you own. You'll have full access to the Resource Vault and can download the video lessons to your own computer.

"TONY IS A 'HANDS ON' ADVISOR AND HAS HANDLED MY INVESTMENTS FOR SEVERAL YEARS. I AM A RETIRED HIGH SCHOOL TEACHER AND, AS YOU CAN IMAGINE, MY CAREER CHOICE DID NOT PROVIDE ME WITH OPPORTUNITIES TO SAVE LARGE AMOUNTS OF MONEY."

- Annette Jenkins - retired educator

Course Curriculum



Please accept my thanks for signing up for A Sit Down Meal. My hope is you now feel ready to take on the challenge of getting ready for your future retirement.

Please reach out to me if you have questions or concerns that I've not addressed. To the extent possible, I'll make myself available to every one of you in the years to come.

Thanks, and Happy Retirement...

Get started now!